About the Role
We are seeking a motivated and detail-oriented MCA (Merchant Cash Advance) Underwriter to join our growing team. The ideal candidate has a strong understanding of MCA deals and the ability to evaluate applications with precision and sound judgment. This role requires a balance of analytical thinking, intellectual curiosity, and professionalism to make confident funding decisions that support both our clients and company goals.
Key Responsibilities
- Review and analyze incoming MCA deals to assess risk, cash flow, and creditworthiness.
- Underwrite MCA applications in accordance with company policies and industry standards.
- Evaluate bank statements, financials, and business performance metrics to determine funding eligibility.
- Communicate with brokers and internal teams to clarify deal details and documentation.
- Make recommendations on deal structures, funding amounts, and terms.
- Maintain accurate records and ensure compliance with underwriting procedures.
Qualifications
- Minimum 1 year of MCA underwriting experience required.
- Strong analytical and decision-making skills.
- Driven, results-oriented, and able to meet deadlines in a fast-paced environment.
- Humble team player with strong interpersonal communication skills.
- Intellectually curious and eager to learn and grow within the MCA industry.
- Proficient with Excel and underwriting software tools.